Annuity Basics
Introduces the contract, accumulation and income phases, fixed and income annuities, guarantees, surrender terms, and public resources.
Best for: first-time learners and broad retirement education events.
Community education
Programs and workshops
Free educational formats designed to explain annuity concepts without product recommendations, sales presentations, or insurer rankings.
Program menu
Build understanding one question at a time
Programs can be used as a complete sequence or selected around the needs of a community audience.
Lifetime Income Lab
Explains immediate and deferred income annuities, payout choices, joint income, longevity risk, inflation, liquidity, and beneficiary tradeoffs.
Best for: people considering how to cover essential retirement expenses.
Fixed Term Workshop
Compares shorter and longer guarantee periods, renewal rates, surrender schedules, free withdrawals, and market value adjustments.
Best for: people reviewing fixed or multi-year guaranteed annuity materials.
Read the Contract Checklist
A guided review of 15 questions to ask before purchase, exchange, renewal, or annuitization.
Best for: small groups and family decision meetings.
Retirement Income Map
Uses an educational worksheet to identify essential expenses, reliable income sources, and questions about a remaining gap.
Best for: pre-retirement planning classes.
Family Conversation Toolkit
Helps families discuss goals, access needs, beneficiary choices, decision roles, and warning signs without sharing sensitive data.
Best for: caregivers, adult children, and older adults planning together.
What attendees learn
Clear outcomes, not a product pitch
- Describe the difference between accumulation and lifetime income.
- Identify the exact feature a contract guarantees.
- Locate the guarantee period, surrender schedule, and withdrawal rules.
- Recognize how payout choices change income, liquidity, and beneficiary value.
- Prepare questions for a licensed insurance producer, financial professional, tax professional, or attorney.
What our programs do not include
- No carrier-specific rate sheets, quotes, or application forms.
- No recommendation to buy, replace, exchange, or surrender a contract.
- No collection of account balances, Social Security numbers, or contract identifiers.
- No promise that an annuity is appropriate for every person or every retirement goal.
Possible host organizations
- Libraries and community centers
- Senior and aging-services organizations
- Nonprofit financial literacy programs
- Faith and civic groups
- Employer retiree and transition programs
Request a program
Tell us what your audience wants to understand
Use the request form to describe the audience, preferred topic, format, accessibility needs, and possible dates. Do not include personal financial details.
Request a workshop